Seamless is another app or desktop-based food delivery service, but it’s part of the Grubhub portfolio of brands with thousands of associated restaurants in California. The company’s drivers are mostly part-time workers, and what motivates them to earn top delivery dollars is fast service. That fast service translates into careless driving, and careless driving translates into accidents. Here’s what you need to know about Seamless and liability insurance if you’re an injury victim of a Seamless driver. Like Grubhub, no insurance is offered for Seamless drivers either.
Do Seamless Drivers Have Personal Insurance?
One requirement for Seamless drivers is that they have car insurance coverage that meets California’s statutory minimum liability limits of $15,000 per person, $30,000 per occurrence and $5,000 in property damage. Such coverage is woefully inadequate, but it’s perfectly legal. In the event of an accident that was caused by a Seamless driver, the issue that the driver was using his or her vehicle for a commercial purpose arises. Most insurance won’t cover an accident when a car was used for a commercial purpose without appropriate commercial coverage. That can leave an accident victim without legal recourse if he or she didn’t have uninsured motorist insurance.
Potential Seamless Liability
Like Grubhub, Seamless considers its delivery drivers to be independent contractors. On that basis, they claim that the drivers are not employees, so Seamless cannot be held vicariously liable for an accident. Here are a few examples of how Seamless might be held liable though:
- The driver wasn’t legally allowed to operate a vehicle.
- Seamless failed to perform a thorough background check on the driver.
- Seamless failed to verify that the driver had insurance in effect at the time of the accident.
- The driver had a valid license, but he or she had a poor driving history that seamless ignored.
What to Do if You’re Injured in an Accident by a Seamless Driver
If you were injured in an accident that was caused by the carelessness and negligence of a Seamless driver, there are certain steps that you must take for purposes of preserving your right to compensation for your injuries and damages. Here’s what you should do:
- Call 911 to report the accident. Ask that both police and paramedics be dispatched to the accident scene. Police can investigate the crash and complete a written report, and paramedics can stabilize your condition and take you to an emergency room where you can be examined, diagnosed, treated and cared for.
- Report the accident to your insurer. This is particularly important if you need to make a claim under your uninsured or underinsured motorist insurance coverage.
- You’ll be given instructions upon your discharge from the emergency room. Follow them, and make sure that you attend every medical or therapy appointment that you have. The opposing insurer will be looking for missed appointments so that it can attack your credibility and argue that you weren’t hurt as seriously as you claim.
- Contact us, and you can arrange for a free complimentary consultation and case evaluation by our California delivery accident lawyer. Your questions will be answered, and all of your legal alternatives will be fully explained to you.
Seemless Accident Lawyer:
You’re going to need highly qualified and experienced help. Don’t let the opposing insurer’s adjuster intimidate you. No matter what he or she says, politely refuse to give any type of a written or recorded statement. That adjuster will only try to use your own words against you in the future to attack your credibility yet again. Take advantage of that free consultation with our California delivery accident lawyer as soon as you can. No up-front legal fees are even necessary for us to get your claim started for you. We take these cases on a contingency fee basis. It’s our intention to maximize any settlement or award that you deserve.